VA loans are guaranteed by the U.S. Department of Veterans Affairs and reserved for eligible veterans, active-duty service members, and certain surviving spouses — one of the strongest loan programs available to anyone who qualifies.
Why VA loans stand out
- 0% down payment for eligible borrowers
- No monthly mortgage insurance, regardless of down payment
- Competitive interest rates, often below conventional pricing
- Limits on certain closing costs the borrower can be charged
- Reusable benefit — can be used more than once over your lifetime
Brokers and VA loans
VA loans are one area where the broker-vs-bank gap is largest: brokered VA loans have shown meaningfully better average pricing than retail bank VA loans, according to industry lending data. If you’re eligible, this is a program worth shopping carefully rather than accepting the first offer.
We offer competitive rates on VA financing.
