USDA loans are backed by the U.S. Department of Agriculture and designed to encourage homeownership in eligible rural and suburban areas — and the eligibility map often includes more locations than buyers assume, including many suburban communities just outside major metro areas.
Why buyers choose USDA
- 0% down payment
- Below-market mortgage insurance costs compared to FHA
- Available to buyers within income limits set by area
- Fixed-rate terms only — no risky adjustable structures
Is your area eligible?
USDA eligibility is property-based, not just buyer-based — we can check whether a specific address qualifies before you rule this program out.
We offer competitive rates on USDA financing.
